First Home Buyer? No Savings? No Problem!
At Home Kickstarter, we help everyday Australians turn their dream of home ownership into reality. With our proven 5% deposit savings plans, we can help you save smarter, access government grants and builder bonuses, and purchase your first home sooner than you thought possible.
Saving Structure
Flexible payment plans tailored to your budget
Who we are?
We’re passionate about helping first-time homebuyers achieve their dreams of homeownership. Our team of financial experts and industry professionals understand the challenges you face.
Why Home Kickstarter?
For many first-home buyers in Melbourne and across Victoria, the biggest barrier isn’t desire, it’s saving the deposit. Rising house prices, higher interest rates and everyday living costs make it harder than ever to get ahead.
That’s where we come in. Home Kickstarter is designed exclusively for first-home buyers. We’ve created a complete system that combines:
Structured Savings Plan
Simple, automated weekly deposits from $200.
Government grants & incentives
Including the First Home Owner’s Grant (FHOG), Federal Home Guarantee Scheme and stamp duty concessions (subject to eligibility).
Builder bonuses
Up to $10,000 in additional support.
Supportive lending partners
Low-deposit home loans with a 5% deposit.
House & land packages
Affordable, fixed price ‘Turnkey’ house and land packages with trusted builders.
How the 5% Deposit System Works
From as little as $200 per week, you can be on your way to owning a home.
Step 1
Save Smarter
Join our guided savings plan and save your first $10K with automated weekly contributions.
Step 2
Boost Your Deposit
Additional incentives: $10K FHOG + $10K Builder Bonus = $20K towards your first home.
Step 3
Secure Your Home
We find you a House & Land Package and connect you with lenders who support first-home buyers.
From as little as $200 per week you can be on your way to owning a home.
Real Stories, Real Results
“We never thought owning a home in Melbourne was possible with the cost of rent and bills. Home Kickstarter gave us a savings plan, unlocked grants we didn’t know about, and got us into our first home with just a 5% deposit.”
Matt & Kirralee, First-home buyers
FAQ
Investments shaped by your spending, goals, and values.
Who can join?
Any individual or couple who are looking to purchase their First Home.
Is Home Kickstarter a builder, bank or lender?
No. Home Kickstarter is an independently owned and operated consultancy business which has partnered with leading builders, mortgage brokers, banks and a registered law firm.
What if I am not eligible right now?
If you are not currently eligible for the Home Kickstarter program we will retain your details and request you keep us informed of any changes to your personal or financial status.
Is my personal information safe?
All of your personal information is collected by Home Kickstarter and retained on a strictly confidential basis. We do not share your information with any third party except our trusted partners.
How much does it cost to join?
The Home Kickstarter program is free to join and the only cost is an administrative fee of $990 which is only charged when we create your personalised savings program.
Find out if you qualify today and discover how Home Kickstarter can help you own your first home with as little as a 5% deposit.
The great Australian dream of home ownership is still alive — you just need the right plan to get there.
