Our Partners
Our Trusted Partners
At Home Kickstarter, we believe buying your first home should be simple, transparent, and achievable. That’s why we work with reputable builders and supportive lenders who share our mission — helping first-home buyers step into the property market sooner.
Builders
Our builder partners are among Australia’s largest and most respected home builders. With decades of experience and a reputation for quality, they provide affordable, fixed-price house & land packages tailored specifically for first-home buyers.
These homes are:
Grant Eligible
So you can maximize your savings and incentives.
Full Turnkey Solutions
Ready to move in with no hidden extras.
Located in Melbourne’s Growth Areas
Where your home can grow in value as your family grows.
Through our Builder Partners eligible first home buyers can access a Builder Saver Bonus of up to $10,000 towards your first home deposit.
Lenders
We understand the challenge of getting a loan approved when you don’t have a large deposit. That’s why we partner with lenders who specialise in low-deposit home loans.
Our lending partners are focused on:
- Approving loans with as little as 5% deposit.
- Offering products tailored to first-home buyers.
- Supporting clients with a consistent savings history, not just a big bank balance.
- Providing clear, fair guidance throughout the process.
With the right lender on your side, home ownership becomes not just possible — but achievable.
Our Partner
Why Partnerships Matter
By bringing together a tailored savings plan, government grants, builder bonuses and supportive lenders, we’ve created a program that removes the biggest barrier for first-home buyers – saving your first home deposit.
A deposit savings plan that works
More buying power through grants and bonuses
Access to homes designed for first-home buyers
Finance options that suit your needs
It’s the complete package to take you from QUALIFYING → SAVING → OWNING.
The Value of Partnership
From saving your deposit to moving into your first home, we’re here for you.
Exclusive Offers
Our builder partners provide special deals and incentives available to Home Kickstarter approved clients.
Seamless Experience
We work together to ensure your journey from deposit to keys is smooth and stress-free.
Proven Results
Our savings plan is proven to help first home buyers get into their first home
FAQ
Answers to common questions about eligibility, saving your deposit and the next steps towards buying your first home.
What is Home Kickstarter?
Who can join the Home Kickstarter program?
Is Home Kickstarter a builder, bank or lender?
Do I need to have a deposit saved before getting started?
How do you assess my eligibility?
Can I apply if I have a car loan, personal loan or credit card?
What if I am not eligible right now?
What happens after I complete the eligibility form?
What happens during the 30-minute appointment?
What should I prepare for my appointment?
Have a general overview of your income, regular expenses, existing debts and savings, along with any questions you would like answered. It also helps to think about where you would like to live and when you hope to buy.
What is a Personalised Savings Plan?
A Personalised Savings Plan sets out regular contributions towards your home deposit. It gives you a savings target and a structure to follow, based on your budget and home-buying goals. Contributions are made weekly or fortnightly under your agreed plan.
How much will I need to save each week?
Savings plans are available from $200 per week. Your contribution and savings target will depend on your budget, the deposit required and your circumstances. We discuss these with you when developing your Personalised Savings Plan.
Where is my money held in the Personalised Savings Plan?
Your savings plan is managed by our partner, Cobalt Law, which opens an account for you with a major bank. You deposit your agreed weekly or fortnightly savings contributions into that account.
How long will it take to save my deposit?
The timeframe depends on your starting savings, regular contributions and deposit target. Your eligibility for grants or builder incentives can also affect the amount you need to save. There is no single timeframe that applies to every buyer.
What happens if my circumstances change while I am saving?
Contact our team if your income, expenses, employment or family circumstances change. Your savings plan and eligibility may need to be reviewed. If you are concerned about meeting an upcoming contribution, speak with us to discuss your situation.
Can I buy my first home with a 5% deposit?
Eligible buyers may be able to access a home loan with a deposit as low as 5%. This depends on the lender, the property and any applicable scheme requirements. Your mortgage broker or lender will assess which options are available to you.
Can Home Kickstarter help me access grants and builder incentives?
We help you understand the first-home buyer grants, government schemes and builder incentives that may be available to you. Eligibility and available support depend on your circumstances, the property you choose and the conditions of each scheme or offer.
What types of homes are available through the program?
The program focuses on new house and land packages through our builder partners. We discuss available options with you based on your budget and preferred location. Packages and locations are subject to availability.
Does qualifying for Home Kickstarter mean my home loan is approved?
No. Program eligibility is an initial assessment based on the information you provide. A lender must separately assess your finances, ability to repay and the property before approving a home loan. Participation in the program does not guarantee finance approval.
How is my personal information handled?
Home Kickstarter treats your personal information as confidential. Information may be shared with our trusted program partners. If you would like to understand what is shared, who receives it or how it is used, contact our team.
Find out whether Home Kickstarter is right for you
Complete our eligibility form to get started. If you qualify, our team will contact you to arrange a 30-minute appointment to explain the program and answer your questions.
Find out if you qualify today and see how our partnerships can help you own your first home.
Home Kickstarter isn’t just about one builder, one lender, or one plan. It’s also about strength in numbers connecting first-home buyers with trusted partners who want to see you succeed.
